Learn more about changing subscription periods and plan types, and how to cancel your Pro subscription in our Help Centre. Approval to use online payments is subject to eligibility criteria, including identity verification and credit review. For information on credit card rates, visit the pricing section for details. “Most of my clients pay with credit cards using the secure link on the invoice. At any time, you may withdraw your consent to receive electronic Communications by contacting You agree that any such electronic Communications have the same meaning and effect as if we had provided you with paper Communications.
Accounting software for small businesses, starting at $0
We may request that you provide additional information to verify your identity or a Payment. A business day is defined as Monday get your second stimulus check through Friday, except for legal holidays. If the Payment Date falls on a weekend or U.S. federal holiday, it will be processed the next business day. You are solely responsible for any fees charged by your bank or any other third party in connection with your receipt of the returned Payment.
If the Payer provides incorrect information about a Payee, we are not responsible for the recovery of any funds sent to an incorrect Payee. Wave acts solely as a third party payment facilitator and processor to Payers and Payees. You confirm you have reviewed Wave’s Terms of Use (“Wave TOU”) which is incorporated by this reference into and forms part of this Agreement, and you agree to be bound by the terms and conditions of the Wave TOU. Congratulations on being the sort of person who reads legal terms of service. We’ve also provided some simplified wording to summarize some of the key points, but please remember that the Agreement itself is what is legally binding.
You didn’t start your business tobe a bookkeeper
We encourage you to read and familiarize yourself with the updated agreement, which takes effect on January 25, 2024. We’re making some updates to this agreement. We provide different levels of support, depending on the plan difference between balance sheet and financial statement and/or the add-on features you choose. Any connections between you, your bank accounts, and Wave are protected by 256-bit SSL encryption. Learn more about changing subscription periods and plan types in our Help Center. If you’re looking for an on-the-go solution, you can install our mobile app to help you manage invoices and payments.
- Wave Payments Customers If you’re paying an invoice through Wave’s platform, these terms apply.
- You confirm you have reviewed Wave’s Terms of Use (“Wave TOU”) which is incorporated by this reference into and forms part of this Agreement, and you agree to be bound by the terms and conditions of the Wave TOU.
- At any time, you may withdraw your consent to receive electronic Communications by contacting
- You agree to cooperate with us and provide any information that may be reasonably requested by us in our investigation of any cancelled, invalidated or refused payment transactions.
- Keep your books organized and accurate and make tax time suck less.
Support & Tools
To make a Card Payment, the Payer must provide us with a valid credit or debit card number and other information necessary to implement a payment with that card. Stripe If your processing of credit card payments is powered by Stripe, you’re bound by their Terms of Service. All payments are subject to a risk review and periodic credit risk assessments are done on business owners because we need to cover our butts (and yours). Deposit times may vary due to processing cutoff times, third party delays, or risk reviews.2Rates are 1% for bank payments (minimum fee of $1).
Plans to make yourplans happen
Make bookkeeping and tax time easy with solutions that are affordable, small biz friendly, and—dare we say—fun to use. Not all financial institutions are supported so we can’t guarantee that you will be able to connect an account. Discount applied to the listed monthly price for Wave’s Pro Plan, starting from the date the Pro Plan is purchased and continuing for three monthly payment periods. Visit your dashboard or what is overtime use your invoicing or accounting features, and click the peach “Upgrade now” button.
Over 350,000 small businessestrust Wave to easily button-uptheir books
You authorize us to credit your account with any payments that are returned. To make a Bank Payment the Payer must provide us with information regarding a valid U.S. bank account that is owned by the Payer or that the Payer has the authority to manage and authorize us to debit that account to make the Bank Payment. Wave lets small business owners like you create beautiful invoices, accept online payments, and make accounting easy—all in one place. Wave lets small business owners like you create beautiful invoices, accept online payments,and make accounting easy—all in one place. You’ll need to answer a few questions about your business and provide us with a little more information about yourself in order to get approved to accept online payments.
Features
By authorizing a Bank Payment, Payer authorizes Wave to electronically debit your bank account for the amount of the Bank Payment. You must provide verifiable bank account information and there must be sufficient available funds to cover the amount of the Bank Payment. Following the offer period, your account will automatically be charged at the listed monthly price until you cancel your subscription.
That is a massive time saver and helps me get paid faster! Except as otherwise provided in the Arbitration Provision, all provisions of this Agreement, notwithstanding the manner in which they have been grouped together or linked, are severable from each other. You may not modify or amend this Agreement unless we agree to such modification or amendment in a written instrument signed by a duly authorized representative of Wave. Except as otherwise provided in the Arbitration Provision set out herein, this Agreement shall in all respects be governed by and interpreted, construed, and enforced in accordance with the Laws of the state in which you accepted this Agreement. Wave does not have control of, or liability for, goods or services that are paid for with the Payment Service. As applicable, by authorizing a Payment electronically and agreeing to this Agreement, you are confirming that you are able to receive, open, and print or download a copy of any Communications for your records.
When you authorize a Card Payment, you authorize us to initiate a payment to the designated Payee through the card. The card must be in the name of the Payer or the person making the payment on behalf of the Payer. Wave is not a party to any agreement between a Payer and Payee and any disputes you have with a Payer or Payee are solely between you and the Wave User. The Payment Service enables you to make a payment to a person or entity that uses Wave services (a “Wave User”) in accordance with this Agreement. Your use of the Payment Service constitutes your agreement to all the terms of this Agreement. Below, you’ll see the terms you’re agreeing to when you use the Wave Payment Service.
Then, whenever you’re ready, upgrade to the Pro Plan to unlock even more money management features. Plus, easily access key reports (like profit and loss statements) about the health of your business. Wave’s dashboard organizes your info to show how your business is performing. Want to look more polished, save more time, and conquer cash flow? Just starting your business or looking for the basics?
- Unlike other software, Wave is built for small business owners and solopreneurs at every stage—not accountants—so it’s easy for you to use.
- Learn more about changing subscription periods and plan types in our Help Center.
- If you choose to cancel your subscription, it will remain active until the end of your current billing period.
- For information on credit card rates, visit the pricing section for details.
Wave Advisors If you use our Wave Advisors professional services, these terms apply. Click here to view the new policy, which takes effect on January 10, 2025. Visit your dashboard or use your invoicing or accounting features, and click the “Upgrade now” button. Look and feel polished, keep your books organized, and kick tax season’s butt, whether you’re a newbie or seasoned pro. “Wave makes your life a whole lot easier and takes that worry off you. I’ve tried Quickbooks—it’s a bit more complicated and technical, and takes more time to set up.”
We may delay, cancel or reverse a payment if we believe or suspect that a transaction is invalid, fraudulent or violates applicable law, the terms of this Agreement, your authorization to initiate a Payment, or our policies. You give Wave the right to resubmit any returned or invalid payments you have authorized and to re-originate the Payment. You are solely responsible for any fees (including late, overdraft, return or over limit fees) charged by your card issuer, your bank or the Payee.
Once you initiate a Payment, we cannot assure you that we can stop or cancel the Payment. You must have sufficient funds available through the use of the card to cover the amount of the Card Payment. You agree not to initiate any Bank Payment that violates the laws of the U.S. or any other law that applies to you.
You further agree that your electronic signature (e-signature) has the same effect as your manual, physical signature. Communications are considered received by you within twenty-four (24) hours of the time they are emailed to you or posted to our website. You agree and give consent to receive Communications from us electronically. We will make reasonable efforts to send you notice that your Payment is not complete, but you are solely responsible for ensuring payment has been sent, received, and accepted in the correct amount by the Payee. We are not liable for any failure to complete a Payer’s Payment on the correct date or in the correct amount, if you provide inaccurate or incorrect information.
